filing for Bankruptcy seems to
your only solution to unbearable debt, then make your filing using
Legal's Bankruptcy legal forms software. With all of the
necessary documents and comprehensive instructions included, Standard
Legal will save you time, stress and a significant amount of money.
This straight-forward package contains everything you need to complete
a Chapter 7 or Chapter 13 personal
bankruptcy filing, either
individually or jointly as a married couple, all without the need for
an attorney. FULLY UP-TO-DATE, INCLUDING THE MOST RECENT 2010 FEDERAL
MANDATED REVISIONS -- and revisions made by each of the 90+ U.S.
District Bankruptcy Courts as well!
* * * * * * * * * * * * * * * * * * * *
We all understand how easy it is for financial situations to
get out of control.
Sometimes it begins so simply with the loss of a job, causing income
levels to change dramatically in a short period of time. Or, perhaps
it's the death of the primary wage earner in the family, where the rest
of the family can no longer meet the obligations that were taken on
previously. Or maybe it's some sort of significant change in the
economy as a whole, or a consistent debt pattern of an individual that
has finally spiraled out of control.
Whatever the reason for the resulting deep, and ongoing, financial
difficulties, there often will eventually come a time when enough is
enough. Creditors call constantly, cajoling, threatening, and perhaps
even lying. The debt load and related interest continues to
increase, and there is no longer any apparent way out of the situation.
Every year, thousands of people and families just like you experience
this exact same type of financial difficulty. While it is never an easy
decision, sometimes the filing of
bankruptcy seems to be the best
If you decide to proceed with the filing of bankruptcy, then Standard
Legal's Bankruptcy legal forms software package
is the most effective
do-it-yourself solution available for either an individual filing or a
joint filing with your spouse.
A bankruptcy attorney can cost thousands of dollars, at a time when
already tight. Coming up with the amount necessary to hire an
can often be nearly impossible. That's when you need a clear way to
resolve the issue on your own. That's when you need the directions and
overviews provided by a person experienced in bankruptcy who can teach
you how to proceed through the filings and paperwork required. That's
when you need the information provided by Standard Legal.
To be clear: the Bankruptcy process is by no means "quick and easy".
Nor should it be; a person filing for Bankruptcy is asking a court to
wipe away legitimate debt owed to others. But if your personal
situation meets the requirements of the Bankruptcy Court, then the
legal forms and instructions provided by Standard Legal are the best
available to help you through the process on your own.
The instructions and overviews within the program have been written by
a long-time bankruptcy attorney; this attorney has handled personally
hundreds of bankruptcy proceedings. He has taken that experience and
put it into providing not only instructions on completing the necessary
documents, but into adding real insight into the process, to help you
make the right decisions at every stage.
Legal's forms and instructions
fully comply with The
Bankruptcy Act of 2005, and have been revised to include the 2008
updates, the November 1, 2009 Means Test changes, the December 1, 2009
updates, and the April 2010 form revisions! The package includes a
"Means Test" to determine the type of bankruptcy that can be filed, and
all of the forms necessary for both Chapter 7 Bankruptcy and Chapter 13
Bankruptcy. (Both types of forms are provided because the new Means
Test determines the type of bankruptcy a person is eligible to file.)
In addition to step-by-step instructions for completing each and every
one of the Bankruptcy forms, Standard Legal also provides four
introductory overview documents covering the most pertinent Bankruptcy
subjects you need to know:
Changes in Bankruptcy Law
- Introduction to
- The Bankruptcy
- Frequently Asked
Further, Standard Legal's Bankruptcy legal
forms software package
- Detailed information concerning which documents are required to be
filed (for either individual or joint bankruptcy) and the costs
associated with filing your case;
- Information relevant and specific to each District Bankruptcy Court
within the United States;
- Bankruptcy forms that provide automatic 'like field' form
pre-population from a single data entry, and automatic mathematical
calculations for form field financial data;
- Information about completing the court-required Credit Counseling and
Debtor Education Courses -- and access to a discount code that provides
both courses online for just $59 (that's $30 off the normal price);
- Suggestions for presenting your completed documents to the court;
- Suggestions for appearing before the bankruptcy trustee;
- Access to any and all local Bankruptcy court forms (those required by
your specific region's District Bankruptcy Court and even specific
judges within a district);
- A list of important and helpful web site links that can assist in
making your case run smoothly;
- Information concerning the new Bankruptcy Reform Act – and
how it has affected one's ability to file for bankruptcy;
Standard Legal's Bankruptcy legal
forms software will help you get
difficult financial situation put to rest, so that you can begin to
move forward with the rest of your life. Create your bankruptcy filing
today, before the Court further tightens the eligibility rules!
IMPORTANT NOTE: persons who represent themselves in a Bankruptcy
proceeding (also called "Pro Se filers") may not be given advice from
any person, agent or entity because there is no attorney-client
relationship in place. This stringent requirement was strengthened even
further by the Court in the Bankruptcy Act of 2005. Therefore, we
strongly suggest you read the required Bankruptcy Disclosure prior to
the purchase and use of any bankruptcy software product.
The forms provide by The Standard Legal Network are the most
up-to-date, legally accurate and easiest-to-use in the industry. Many
of our competitors provide forms that are poorly formatted, out of date
or simply filled with inaccurate instructions. Our
Legal Software packages are the
clear choice for
do-it-yourself legal products!
LICENSING INFORMATION FOR DOCUMENT PREPARATION PROFESSIONALS
The legal forms software described above is licensed exclusively for
use by do-it-yourself "pro se" individuals who are creating legal forms
for themselves or their immediate family members. If you are a legal
professional looking for software forms that can be used on behalf of
clients in a commercial situation, please review our
Version Bankruptcy Software
option. See complete licensing
terms for details.
Do It Yourself Legal Forms